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MPF System

Coverage

MPF is an employment-based retirement protection system. Except for exempt persons, employees (regular or casual) and self-employed persons who are at least 18 but under 65 years of age are required to join an MPF scheme.

1

Regular Employee

Regular employees are employees who are at least 18 but under 65 years of age and have been employed in any industry for a continuous period of 60 days or more.

 

Employer

Employers are required to enrol their regular employees in MPF schemes, unless the employees are exempt persons.

2

Casual Employee

Casual employees are employees who are at least 18 but under 65 years of age, and they are employed in the construction industry or the catering industry on a day-to-day basis or for a fixed period of less than 60 days.

 

Employer

Employers in the construction industry or the catering industry are required to enrol their casual employees in MPF schemes regardless of the length of the employment period, unless the employees are exempt persons.

3

Self-employed Person

Self-employed persons are those who earn income from the production of or trade of goods or services in a capacity other than that of an employee (i.e. those who work for themselves). Sole proprietors and partners in a partnership are regarded as self-employed persons under the MPF System.

 

Self-employed persons should enrol themselves in an MPF scheme if they are at least 18 but under 65 years of age, unless they are exempt persons.

Last Revision Date: 30/11/2015