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Coverage
The MPF is an employment-based retirement protection system. Except for certain exempt persons (see below), if you are an employee or are self-employed, are aged 18 to aged below 65, and are normally residing and working in Hong Kong, you are required to join an MPF scheme.
Under the MPF System, an employee may be a regular employee or a casual employee. You are a regular employee if you are employed for a continuous period of not less than 60 days under an employment contract, either full-time or part-time.
You are a casual employee if you work for an employer in the catering or the construction industries, and are employed on a day-to-day basis or for a fixed period of less than 60 days. If you are an employer in one of these two industries, you are required to enrol casual employees in MPF schemes regardless of the length of the employment period.
You are self-employed if you earn an income from the production or trade of goods or services, in a capacity not as an employee (i.e. you work for yourself).
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