Enrolment

Relevant Employee

Your employer is statutorily obliged to enrol you in one of the registered MPF schemes available in the market. These include Master Trust Schemes, Employer-sponsored Schemes and Industry Schemes. Ask your employer for more information about the type of scheme in your company.

Employer

Except for exempt persons, you are required to enrol both full-time and part-time employees in a registered MPF scheme. All employees aged 18 to aged below 65 and employed for 60 days or more must be enrolled in a scheme.

If you are in the construction or catering industries, you should also enrol casual employees in a registered MPF scheme. Casual employees are those aged 18 to aged below 65 and employed on a day-to-day basis or for less than 60 days. See Industry Schemes for more information. In other words, if you are in one of these two industries, you have to enrol your employees in MPF schemes regardless of the length of the employment period.

You may select one or more MPF schemes available in the market and enrol your employees in these schemes. You are required to display the participation certificate issued by the MPFA.

Self-employed Person

If you fall within the definition of a "self-employed person", and you are aged 18 to aged below 65, you must enrol yourself in an MPF scheme. You are required to make mandatory contributions if you earn not less than the minimum income level (i.e. currently $5,000 a month or $60,000 a year).