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MPFA today (6 July) released the provisional data on MPF investment returns as at the end of June 2026. The provisional figures on returns by fund type are as follows:

<sub>Notes: 
* Return figures are net of fees and charges.
**  The annualized inflation rates since the inception of the MPF System and since the launch of DIS were both 1.8%; the inflation rate over the past 12 months was 2.0% (inflation rates are figures up to May 2026).
@ “Highest” and “Lowest” refer to the highest and lowest annualized net returns among individual funds in each fund type during the relevant period respectively.</sub>

Since the inception of the MPF System, Equity Fund and Mixed Assets Fund, which together accounted for 81% of the total MPF assets, registered average annualized net returns of 5.1% and 4.8% respectively, outperformed the annualized inflation rate of 1.8% over the same period. Regarding Core Accumulation Fund under DIS, commonly called “funds for lazy people”, its average annualized net return since launch in 2017 was 7.3%, which also outperformed the annualized inflation rate of 1.8% for the period.

MPFA reminds MPF scheme members that MPF is a long-term investment spanning more than 40 years. They should avoid adopting a short-term investment approach in managing their MPF or attempting to time the market, so as to avoid “buying high, selling low” which may adversely impact MPF investment returns of scheme members.

With the full operation of the eMPF^TM Platform (eMPF) at the end of April, all scheme members can now conveniently access a one-stop view of their overall MPF investment performance and account status on eMPF. MPFA encourages scheme members to register with eMPF as early as possible and develop a good habit of regularly reviewing their personal MPF information and managing their MPF investment.

When conducting regular reviews of their MPF investment, scheme members should formulate appropriate investment strategy based on their life stage, financial situation, risk-tolerance, etc. They should also thoroughly consider their investment objectives, risk class of individual funds, fund expense ratios and performance across different time horizons, etc. when making investments which suit them personally. Such information can be viewed on MPFA’s MPF Fund Platform and key scheme information documents and fund fact sheets provided by individual MPF schemes and funds.

Scheme members who lack time or investment knowledge to manage their MPF can consider DIS. DIS is a ready-made investment solution for MPF that adopts a diversified approach by investing in global equity and bond markets and features an “automatic de-risking” mechanism, which effectively helps scheme members to mitigate investment risk. Moreover, the fees of funds under DIS are capped at 0.85% of the net asset value of the funds.

– Ends – 

6 July 2026