MPF System

MPF Full Portability

Portability of MPF Held in Contribution Account

Parts of benefits in a contribution account	Transferability
Employer mandatory contributions in current employment (For employees who entered the job market or changed employment on or after 1 May 2025)	Transferable to a personal account once in every calendar year^
Employee mandatory contributions in current employment	Transferable to a personal account once in every calendar year^
Mandatory contributions that have been transferred into the contribution account and are attributable to former employment(s)	Transferable to a personal account or contribution account anytime

^ Transfer quotas under employer mandatory contributions and employee mandatory contributions are counted separately. Employees can choose to make transfers for employer mandatory contributions and employee mandatory contributions separately at different timepoints in the year.

The transferability of the MPF derived from voluntary contributions is subject to the governing rules of the original MPF scheme.