
MPF System
Enrolment and Termination
The following is a list of documents that MPF scheme members should receive from their MPF trustees at different stages of their MPF journey, as well as a brief description of the documents.
Considering joining an MPF scheme
Types of Document /Information
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Time of Receipt
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When considering joining an MPF scheme
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After joining an MPF scheme
Types of Document /Information
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Time of Receipt
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Scheme information document
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Within 60 days after becoming an MPF scheme member
For scheme members (employees), trustees may provide the documents to their employers. The employers must give the documents to the employees within seven working days after receiving the documents |
Notice of participation
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Within 30 days after the date when an applicant submits the required information for application for membership or agrees to comply with the governing rules of the scheme, whichever is the later
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Throughout the period of being a member of an MPF scheme
Types of Document /Information
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Time of Receipt
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Under normal circumstances, MPF trustees must provide scheme members with the statement within three months after the end of each financial period of the MPF scheme (If trustees provide the statements to employers, the employers must give the documents to their employees within seven working days after receiving the statements)
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Together with the annual benefit statement after the end of each financial period of the MPF scheme; and within two months from the date which is six months after the end of the financial period of the MPF scheme
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Other regular publications (if available)
e.g. Quarterly Benefit Statement |
To be decided by trustees
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After exercising the transfer right under the Employee Choice Arrangement
Types of Document /Information
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Time of Receipt
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Transfer statement (provided by the original trustee)
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Within three specified working days1 after the transfer
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Transfer confirmation (provided by the new trustee)
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Within five specified working days1 after receiving the fund and fund subscription
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Cessation of employment
Types of Document /Information
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Time of Receipt
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Written notice of different options of transfer arrangements upon cessation of employment
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Within 30 days upon receipt of the notice of termination from the employer, if the scheme member has not provided any transfer instructions
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Transferring funds (other than Employee Choice Arrangement)
Types of Document /Information
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Time of Receipt
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Transfer statement (provided by the original trustee)
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Within five specified working days1 after the fund transfer
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Transfer confirmation (provided by the new trustee)
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If transferred to an account in the same MPF scheme, within 14 specified working days1 after receiving the fund
If transferred to an account in another MPF scheme, within 17 specified working days1 after receiving the fund |
Reaching age 65
Types of Document /Information
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Time of Receipt
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Written notices informing scheme members who have reached age 65 of their entitlement of MPF
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Within 12 months after scheme members reaching age 65
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Withdrawal of MPF
Types of Document /Information
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Time of Receipt
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Benefit payment statement
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Within five specified working days1 after payment
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1“Specified working day” mean any day other than a public holiday, a Saturday, a gale/black rainstorm warning day.
