MPF System

Enrolment and Termination

The following is a list of documents that MPF scheme members should receive from their MPF trustees* at different stages of their MPF journey, as well as a brief description of the documents. 

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Considering joining an MPF scheme
Types of Document /Information
Time of Receipt
When considering joining an MPF scheme
After joining an MPF scheme
Types of Document /Information
Time of Receipt

Scheme information document

  • Governing rules of the scheme
  • Fees and charges
  • Information of MPF funds
  • Contact person and information
Within 60 days after becoming an MPF scheme member

For scheme members (employees), trustees may provide the documents to their employers. The employers must give the documents to the employees within seven working days after receiving the documents

Notice of participation

  • Name of scheme member
  • Name of the MPF scheme in which the member is enrolled
  • Name and address of the trustee
Within 30 days after the date when an applicant submits the required information for application for membership or agrees to comply with the governing rules of the scheme, whichever is the later
Throughout the period of being a member of an MPF scheme
Types of Document /Information
Time of Receipt
Under normal circumstances, MPF trustees* must provide scheme members with the statement within three months after the end of each financial period of the MPF scheme (If trustees* provide the statements to employers, the employers must give the documents to their employees within seven working days after receiving the statements)
Together with the annual benefit statement after the end of each financial period of the MPF scheme; and within two months from the date which is six months after the end of the financial period of the MPF scheme
Other regular publications (if available)
e.g. Quarterly Benefit Statement
To be decided by trustees
After exercising the transfer right under the Employee Choice Arrangement 
Types of Document /Information
Time of Receipt

Transfer statement (provided by the original trustee*)

  • The date when the original trustee* receives the effective transfer election
  • Redemption details of each fund
  • The redemption balance of each sub-account of the scheme member’s account and the final amount transferred out
Within three specified working days1 after the transfer

Transfer confirmation (provided by the new trustee*)

  • Transfer-in amount
  • Subscription details of each fund
Within five specified working days1 after receiving the fund and fund subscription
Cessation of employment
Types of Document /Information
Time of Receipt
Written notice of different options of transfer arrangements upon cessation of employment
Within 30 days upon receipt of the notice of termination from the employer, if the scheme member has not provided any transfer instructions
Transferring funds (other than Employee Choice Arrangement) 
Types of Document /Information
Time of Receipt

Transfer statement (provided by the original trustee*)

  • The date when the original trustee* receives the effective transfer election
  • Redemption details of each fund
  • The redemption balance of each sub-account of the scheme member’s account and the final amount transferred out
Within five specified working days1 after the fund transfer

Transfer confirmation (provided by the new trustee*)

  • Transfer-in amount
  • Subscription details of each fund
If transferred to an account in the same MPF scheme, within 14 specified working days1 after receiving the fund

If transferred to an account in another MPF scheme, within 17 specified working daysafter receiving the fund
Reaching age 65
Types of Document /Information
Time of Receipt
Written notices informing scheme members who have reached age 65 of their entitlement of MPF
Within 12 months after scheme members reaching age 65
Withdrawal of MPF
Types of Document /Information
Time of Receipt

Benefit payment statement

  • The redemption balance of each sub-account of the scheme member’s account and the final amount transferred out
  • Redemption details of each fund
  • Cash payout to scheme member
Within five specified working days1 after payment

1“Specified working day” mean any day other than a public holiday, a Saturday, a gale/black rainstorm warning day.

 

* MPF trustees and their schemes will get onboard the eMPF Platform in sequence one by one. When the scheme has got onboard to the Platform, eMPF Company will utilize the eMPF Platform to perform the administration of the scheme, provide scheme administration services to employer, scheme member and self-employed person and handle the service instructions. From then on, employer, scheme member and self-employed person can manage your MPF on the eMPF Platform and should no longer submit service instructions to MPF trustee; the eMPF Platform will provide the relevant information and/or documents to you directly. Please visit eMPF Website (www.empf.org.hk) for the onboarding timeline of MPF scheme(s) and the relevant information.