Scheme members are required to make a statutory declaration that they have departed or will depart from Hong Kong to reside elsewhere with no intention of returning for employment or to resettle in Hong Kong as a permanent resident. They are also required to provide documentary proof satisfactory to the trustees that they are permitted to reside in a place outside Hong Kong.
Note: Scheme members who have previously withdrawn their MPF on such grounds will not be paid MPF again for all subsequent applications on the same grounds with a later departure date.
Scheme members should stay alert to crime syndicates who abet scheme members in making false statutory declarations. For more details of avoiding non-compliance, please click here.
Enforcing the law
Any scheme member who makes a false or misleading statement to a trustee for early withdrawal of MPF is liable for prosecution by MPFA. MPFA will perform random checking proactively, investigate suspected cases and take enforcement actions where necessary.
Required documents for early withdrawal of MPF
If a scheme member meets any of the above circumstances and decides to withdraw his/her MPF, the member should send a claim form to the trustee(s) of relevant MPF scheme(s) (Note: Do not send the documents to MPFA). The documents that must be provided are as follows:
Early Withdrawal Grounds
1. Early retirement
2. Permanent departure from Hong Kong
3. Total incapacity
4. Terminal illness
5. Small balance
For information about the administrative procedures for making a claim and the necessary documents, please contact the relevant trustees.
Generally, trustees are required to pay out the MPF within 30 days after receiving all required documents.
The statutory declaration submitted to trustees must be original.
Multiple claims to different trustees.
Prepare a declaration form for each trustee and ensure that each declaration form is signed and sealed (if applicable) by a person authorized to administer a statutory declaration.
In Hong Kong, the statutory declaration of scheme members can be made before and signed by a Commissioner for Oaths at the Home Affairs Department (HAD), Notary Public or Justice of the Peace.
Bring the HKID card and the relevant completed declaration form. For details about the location and office hours of the nearest HAD district office, please contact the Telephone Enquiry Centre of HAD at 2835 2500.
Scheme members may make the statutory declaration outside Hong Kong provided that the declaration is made before, signed and sealed (if applicable) by:
- a Notary Public; or
- a person authorised under the law of that place to administer an oath; or
- a person authorised under the law of that place to take a statutory declaration.
Members who are unsure how many personal accounts they have or if they have any unclaimed benefits may contact MPFA: