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Employee Employer Self-employed Industry Practitioner
Default Investment Strategy

e-Enquiry of Personal Account


For self employed person in the catering and construction industries.


Contribution arrangement

SEPs can choose to contribute on a monthly or yearly basis on or before the contribution day. As the financial year of individual MPF schemes may vary, you should inform your trustees of your preferred frequency for making contributions when you first enrol in an MPF scheme.

Monthly contributions: notify your trustee in writing of your monthly contribution day. You can usually indicate the day in the application form. If you set your contribution day as the last day of each month, your contribution period will be from the first day to the last day of the calendar month. If you set the 20th as your contribution day, your contribution period will be the 21st of each month to the 20th of the following month.

Yearly contributions: the contribution day is the last day of the financial year of the scheme and you should pay your mandatory contributions once per financial year of the scheme.

If the contribution day falls on a Saturday, a public holiday, a gale warning day or a black rainstorm warning day, the contribution day is extended to the next following day which is not a Saturday, a public holiday, a gale warning day or a black rainstorm warning day.

If you want to change your contribution frequency for the next financial year, say from yearly to monthly, you should indicate your new arrangement to the trustee at least 30 days before the end of the current financial year. Your trustee will provide you with a specific form for this purpose. The new frequency will take effect from the next financial year.